Financial management
Sep. 26th, 2007 05:00 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
sobriqueSilly question perhaps, but does such a thing exist as a personal financial manager? I keep thinking that playing with pensions, savings, and just general income each month (not to mention, loans/mortgages) that there's surely scope for 'some kind' of service that involves managing that on someone's behalf.
Does such a thing exist? I mean, in the general unbiased financial advisor sense, but prepared to help keep all these ugly things like 'pension snippets' collated, together and ... well doing the best thing really.
I got a letter today, to say my previous employer is offering an increased pension transfer value, if I do so before 31st of Jan. And ... basically I have utterly no clue what that means, why that might be relevant, or if it's even remotely a good idea. Playing 'hunt the paperwork' for my current scheme, and trying to evaluated it, is ... well proving to myself, to be shockingly boring, and thus gets postponed more than it should.
But also in a more general sense. Independant financial advisors exist, I'm aware, and perhaps I should be talking to one (ok, so no 'perhaps') but ... well, that's also something I've no real experience of - how do you pick one to deal with, for example?
Does such a thing exist? I mean, in the general unbiased financial advisor sense, but prepared to help keep all these ugly things like 'pension snippets' collated, together and ... well doing the best thing really.
I got a letter today, to say my previous employer is offering an increased pension transfer value, if I do so before 31st of Jan. And ... basically I have utterly no clue what that means, why that might be relevant, or if it's even remotely a good idea. Playing 'hunt the paperwork' for my current scheme, and trying to evaluated it, is ... well proving to myself, to be shockingly boring, and thus gets postponed more than it should.
But also in a more general sense. Independant financial advisors exist, I'm aware, and perhaps I should be talking to one (ok, so no 'perhaps') but ... well, that's also something I've no real experience of - how do you pick one to deal with, for example?
